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Climate Physical Risk

Sunday, October 25, 2026

Top stories

  1. IUCN assessment rates all 17 Australian reef ecosystems critically endangered, facing collapse by 2075Trends and outlooksThe first global IUCN Red List of Ecosystems assessment of coral reefs, by more than 250 experts across 127 marine ecoregions, classifies 96% of assessed reef ecosystems as critically endangered.
  2. Kerr County flood survivors press Abbott to appeal FEMA's denial of federal aid by WednesdayPublic finance and the financial systemFEMA denied Texas's request for federal disaster aid for this year's Hill Country floods on 28 September, and survivors in Kerr County are urging Gov.
  3. Storm Boelo kills a man in Scotland and leaves 161,000 UK properties without powerMajor eventsA 60-year-old man was killed by a falling tree near Castle Douglas in Dumfries and Galloway on Sunday as Storm Boelo, the season's second named storm in three days, brought gusts of 85mph at Machrihanish and 130mm of rain at Cluanie Inn in the Highlands.
IUCN assessment rates all 17 Australian reef ecosystems critically endangered, facing collapse by 2075The first global IUCN Red List of Ecosystems assessment of coral reefs, by more than 250 experts across 127 marine ecoregions, classifies 96% of assessed reef ecosystems as critically endangered.
Phys.org · Oct 25 · photo: Phys.org

The first global IUCN Red List of Ecosystems assessment of coral reefs, by more than 250 experts across 127 marine ecoregions, classifies 96% of assessed reef ecosystems as critically endangered. All 17 of Australia's reef ecosystems are in that category, with every shallow-water reef facing an extremely high risk of collapse by 2075, driven mainly by projected ocean warming; collapse here means hard corals largely give way to algae and rubble. Mishal Gudka of the University of Melbourne, the scientific lead, said much of the risk comes from warming that has not yet arrived, which leaves a window for decarbonisation and local management. The ecosystem verdict follows last week's species reassessment that found 44% of reef-building corals threatened.

NOAA's winter outlook favors a wetter South and drought relief as a strong El Niño shifts the jet streamNOAA's outlook for December 2026 to February 2027, released 15 October, favors wetter than average conditions across the southern U.S.
NOAA · Oct 15 · photo: NOAA

NOAA's outlook for December 2026 to February 2027, released 15 October, favors wetter than average conditions across the southern U.S. from California to Florida and along the East Coast, and warmer than average across the northern tier, Alaska and much of the East. It expects drought to ease or end across most of the country, including the Southwest, the southern Plains and the Southeast, while drought develops or worsens in the northern Rockies, northeastern Oregon and eastern Washington. National Weather Service director Ken Graham said a very strong El Niño will likely push the jet stream south and east, tilting the odds toward stormier weather in the South, and warned that heavy rain on dry soil can bring flash floods and mudslides.

Climate Central attributes about 2,000 U.S. shootings in five years to climate-driven heatA Climate Central analysis shared with The Trace attributes roughly 2,000 shootings between 2021 and 2025, in the 100 U.S.
Grist · Oct 25 · photo: Grist

A Climate Central analysis shared with The Trace attributes roughly 2,000 shootings between 2021 and 2025, in the 100 U.S. cities with the most gun violence, to high temperatures made more likely by climate change. The method models each city's shootings against temperature and assigns no single shooting to climate change, only the aggregate. Kristina Dahl, Climate Central's vice president for science, expects the toll to grow with further warming; John Roman of NORC, who reviewed the work, said the temperature-violence link is well established. The analysis has not been peer reviewed.

Public finance and the financial system1 story

Kerr County flood survivors press Abbott to appeal FEMA's denial of federal aid by WednesdayFEMA denied Texas's request for federal disaster aid for this year's Hill Country floods on 28 September, and survivors in Kerr County are urging Gov.
KSAT · Oct 23 · photo: KSAT

FEMA denied Texas's request for federal disaster aid for this year's Hill Country floods on 28 September, and survivors in Kerr County are urging Gov. Greg Abbott to appeal before the 28 October deadline. Rebuild, a local disaster-aid group, counts 433 Kerr County homes destroyed or severely damaged, and survivors say help from donors and governments has been far smaller than after the deadly 2025 floods. "They're saying there's not enough damage," said one resident whose house took six feet of water; Abbott's office has sought tax relief for flood victims in dozens of counties.

Why it matters: A denial for a county hit by catastrophic floods two years running shows the federal backstop narrowing, leaving states and households to carry losses that insurance does not.

Major events1 story

Storm Boelo kills a man in Scotland and leaves 161,000 UK properties without powerA 60-year-old man was killed by a falling tree near Castle Douglas in Dumfries and Galloway on Sunday as Storm Boelo, the season's second named storm in three days, brought gusts of 85mph at Machrihanish and 130mm of rain at Cluanie Inn in the Highlands.
BBC News · Oct 25 · photo: BBC News

A 60-year-old man was killed by a falling tree near Castle Douglas in Dumfries and Galloway on Sunday as Storm Boelo, the season's second named storm in three days, brought gusts of 85mph at Machrihanish and 130mm of rain at Cluanie Inn in the Highlands. The Energy Networks Association counted 161,400 properties without power at 15:00 GMT, and 838,700 cut off at some point across Storms Austen and Boelo together. Flights, ferries and trains were disrupted, Clyde coast towns flooded, and 21 flood warnings were in force across Scotland, England and Wales.

Food and agriculture1 story

England's record-hot, dry summer halves pumpkin crops on southern farmsThe UK's summer averaged 16.5C, the highest since records began in 1884, with England getting 64% of its normal rain and just 10% in July, according to provisional Met Office figures cited by FreshPlaza.
FreshPlaza · Oct 24 · photo: FreshPlaza

The UK's summer averaged 16.5C, the highest since records began in 1884, with England getting 64% of its normal rain and just 10% in July, according to provisional Met Office figures cited by FreshPlaza. Growers in southern England report pumpkin crops about half of normal and fruit 50 to 60% smaller; one Suffolk farm grew about 50 pumpkins against roughly 10,000 in earlier years after heat hurt pollination. Farms in the North East fared better, and FreshPlaza notes there is no national yield figure confirming a UK-wide shortage.

Weather volatility5 stories

Earlier today 5
Storm Boelo brings 85mph gusts, flooding and ferry cancellations across Scotland and WalesStorm Boelo, the season's second named storm, arrived a day after Storm Austen, with the BBC recording an 85mph gust at Machrihanish in Argyll and 84mph at Capel Curig in Conwy, where 54.6mm of rain fell on Saturday.
BBC News · Oct 25 · photo: BBC News

Storm Boelo, the season's second named storm, arrived a day after Storm Austen, with the BBC recording an 85mph gust at Machrihanish in Argyll and 84mph at Capel Curig in Conwy, where 54.6mm of rain fell on Saturday. The Met Office kept an unusually long 24-hour amber wind warning over mainland Scotland and the Western Isles; CalMac cancelled all 30 west-coast ferry services and Network Rail closed many Scottish routes. Power was cut to about 650 homes in Wales and to parts of Argyll, the Western Isles and Orkney, with flood warnings on Welsh rivers and dozens more in Scotland; the BBC reported no injuries.

Unusually large storm system hits eastern Australia as Queensland rivers head for major floodA line of thunderstorms from the Snowy Mountains to the Queensland border brought severe-storm warnings for Sydney and much of eastern New South Wales, the ACT and Victoria on Sunday, with gusts to 100km/h in central west NSW; the Bureau of Meteorology called the system 'unusually large'.
The Guardian · Oct 25 · photo: The Guardian

A line of thunderstorms from the Snowy Mountains to the Queensland border brought severe-storm warnings for Sydney and much of eastern New South Wales, the ACT and Victoria on Sunday, with gusts to 100km/h in central west NSW; the Bureau of Meteorology called the system 'unusually large'. Southern Queensland had eight flood warnings after 200 to 400mm fell on the Sunshine Coast in a week, several times the October average after a very dry September, and the Mary River was forecast to reach major flood level at Tiaro. The bureau expects Monday to be the system's last big burst and forecasts above-average rain for most of Australia from November to January.

Monsoon floods refill Kati Thanda-Lake Eyre for a second straight year, greening Australia's desertMonsoon rain in western Queensland ran nearly 50% above the long-term average from March to August, the Guardian reports, and the Georgina, Diamantina and Cooper Creek systems carried the floodwater into Kati Thanda-Lake Eyre, transforming it in a way not seen since 1974.
The Guardian · Oct 24 · photo: The Guardian

Monsoon rain in western Queensland ran nearly 50% above the long-term average from March to August, the Guardian reports, and the Georgina, Diamantina and Cooper Creek systems carried the floodwater into Kati Thanda-Lake Eyre, transforming it in a way not seen since 1974. The floods killed livestock and cut outback tracks; the Diamantina flood a year earlier killed about 130,000 cattle. CQ University's Steve Turton told InDaily in February that a second consecutive year of inundation had not happened in more than 160 years of records. The Guardian expects the water to recede quickly as the super El Niño brings heat toward 45C.

Somalia braces for El Niño floods on the Shabelle as foreign aid recedesThe Financial Times reports from Jowhar, a town on the Shabelle river at the front line of conflict and climate change, which is preparing for flooding as international support evaporates.
FAO Somalia · Oct 25 · photo: FAO Somalia

The Financial Times reports from Jowhar, a town on the Shabelle river at the front line of conflict and climate change, which is preparing for flooding as international support evaporates. FAO's Somalia water and land unit warned in June of a greater than 90% likelihood of El Niño conditions during the October to December Deyr rains, which could substantially raise the risk of river and flash flooding on the Juba and Shabelle, especially if a positive Indian Ocean Dipole develops as in 2023 and 1997. FAO urged repairs to river embankments, updated evacuation plans and pre-agreed financing before the rains began.

Why it matters: This year's El Niño is on track to rival 1997-98, when the Shabelle and Juba floods were among Somalia's worst; the preparedness the FAO called for depends on the aid that is now leaving.

Drought after England's hottest summer strips trees of leaves weeks earlyShallow-rooted trees such as birch, beech and sycamore are shedding leaves early across England in a 'false autumn' after the hottest summer on record, the Guardian reports; at the RHS garden at Wisley a birch was bare by mid-October, which chief horticulturist Guy Barter put down to drought.
The Guardian · Oct 24 · photo: The Guardian

Shallow-rooted trees such as birch, beech and sycamore are shedding leaves early across England in a 'false autumn' after the hottest summer on record, the Guardian reports; at the RHS garden at Wisley a birch was bare by mid-October, which chief horticulturist Guy Barter put down to drought. Most of England and Wales remains in drought, and six areas of England were declared in severe drought in October. Wisley plans to plant more species, among them Lebanon cedars and swamp cypresses, that tolerate hot, dry summers.

Economics1 story

Earlier today 1
FM returns an estimated $855 million to property clients as losses stay historically lowFM, the mutual commercial property insurer, will offset 10% of premiums on eligible policies renewing in 2027, worth an estimated $855 million, the second year at that rate after 5% in 2024 and earlier years.
Reinsurance News · Oct 23 · photo: Reinsurance News

FM, the mutual commercial property insurer, will offset 10% of premiums on eligible policies renewing in 2027, worth an estimated $855 million, the second year at that rate after 5% in 2024 and earlier years. FM attributes the credit to 'extraordinary results and historically low losses' and ties it to clients acting on its recommendations on climate hazards and operational exposures; the programme began in 2022 at $300 million. It follows a record $1.5 billion membership credit announced in April.

Why it matters: It is another sign, after Munich Re's raised guidance, that a light catastrophe year is flowing back to buyers as softer property pricing.

From the desk

Run: ok. 54 of 54 feeds fetched, 129 items in window, 3 collapsed by the tool; 10 shortlisted, 10 consulted, 6 stories kept; 13 repeats dropped.

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